| # | Financial Planning | Personal consultancy | Retirement Planning |
|---|---|---|---|
| 1 | Unit trust | Insurance | Retirement annuities |
| 2 | Shares and tax referral | Estates | Provident fund |
| 3 | offshore investments | Legal advice | Pension fund |
| 4 | Bond assurance | Partnership agreement (Referral) | Preservation fun |
| 5 | Income replacement and life assurance | Medical advice (Referral) | Living and linked life annuities |